When you already have your own income should eliminate the model of how indebted because debt is a trap or seizing the enemy of your financial future and hurt many people. You will lose some property even more so your valuables. Sometimes a lot of people owe the wrong fatherly this will cause your finances drained by the debt and usually if you cannot pay valuable items such as houses, cars that will be a guarantee. Ultimately saving money you also do a lot drained by debt. Therefore stop debt model. as the proverb says close the hole dug hole after you pay off the debt but there are also many other articles of debt. Sometimes people are also attracted by the service credit bank but beyond that how that is done by the bank a lot of profit. Everyone is more focused on monthly installments big though as I know the monthly repayments could undermine the financial condition of the remaining health. we do not know that paying a monthly or a mortgage, the bank could take advantage of many of these installments, that thing without us knowing it if the tone is not comfortable to use your model, you should avoid the debt. The manners are you must arrange the debt priority, stop use credit card. Etc you will not lose your money.